EDMONTON – Edmonton police say an attack on an officer outside a football game and a high-speed chase of a cube van that left four people injured are being investigated as acts of terrorism.Chief Rod Knecht said officers have one man in custody and they think he acted alone, but they aren’t ruling out that others are involved.“It is believed at this time that these two incidents are related,” Knecht told an early morning news conference. “It was determined that these incidents are being investigated as acts of terrorism.”Knecht said Edmonton police are working with the RCMP’s Integrated National Security Enforcement Team, and other Canadian security agencies.“We currently believe that this individual acted alone,” he said. “The investigation is in its very early stages and we are urging Edmontonians to be vigilant and aware of their surroundings.”The chaos began outside the Edmonton Eskimos football game at Commonwealth Stadium when police say a white car rammed a traffic control barricade and sent an officer flying into the air.Knecht said the driver of the vehicle then got out and attacked the officer with a knife before fleeing.The officer was taken to hospital and treated for non life-threatening injuries while a manhunt was launched.Knecht said an Islamic State flag was found in the front seat of the car and seized as evidence.A few hours later, a U-Haul cube van was stopped at an impaired driving checkstop north of downtown. Knecht said the name of the driver was close to the name of the registered owner of the car that hit the officer.He said the U-Haul then sped off toward downtown with police in pursuit.Police say the U-Haul intentionally swerved at pedestrians in crosswalks. Four people were injured by the van, however, the extent of their injuries was not immediately known.The van eventually rolled near a downtown hotel and a suspect was arrested.Knecht said the man was known to police, but did not release his name.
Advertisement Advertisement Facebook The Lower Ossington Theatre is remounting their highly successful, award-winning production of Mary Poppins. Casting all ADULT roles and ensembleMARY POPPINSBook by Julian FellowesOriginal Music and Lyricsby Richard M. Sherman and Robert B. ShermanNew Songs and Additional Music and Lyricsby George Stiles and Anthony DreweThe Lower Ossington Theatre is remounting their highly successful, award winning production of Mary Poppins. Casting all ADULT roles and ensemble. Some performers will be expected to play multiple roles. We are seeking strong actor-singer-dancers. (Tap for some roles is a plus). The LOT values gender equity and cultural diversity in all of our practices. We encourage submissions from all performers interested in being involved with this production. AUDITION DATES: July 27th 2016 and Callbacks on July 29th 2016IMPORTANT DATESRehearsals begin from the 15th of August and continue on a regular basis throughout August and September of 2016. Tech begins the 21st of September of 2016.Show runs from from October 1st to November 20th of 2016 (With Possible Extension)Thursday thru Sunday weekly with multiple show times on Saturday.Based on the books by P.L. Travers and the classic Walt Disney film, this is the story of the Banks family and how their lives change when nanny Mary Poppins arrives at their home at 17 Cherry Tree Lane in London.Please submit a headshot and resume to firstname.lastname@example.orgOnly those who receive an email with an audition time will be seen. Preparation requirements include 32 bars of two contrasting songs from which we will choose one for you to perform and one short lighthearted contemporary monologue. There will be an accompanist provided. Please bring sheet music, thank you.For more information: http://lowerossingtontheatre.com/ LEAVE A REPLY Cancel replyLog in to leave a comment Login/Register With: Twitter Advertisement
APTN National NewsA Manitoba First Nations organization has put four senior officials on paid leave while an audit and internal review unfold within the organization, APTN National News has learned.Manitoba Keewatinowi Okimakanak, which represents about 30 northern First Nation communities in Manitoba, recently put their executive director and his executive assistant on administrative leave with pay. The two officials were put on leave on a recommendation from an outside firm hired to do the audit and internal review.MKO’s executive council then recommended the organization’s senior advisor and corporate counsel along with its natural resource secretariat research director also be put on paid administrative leave.In a statement to APTN National News, MKO said that the decision to put the four officials on leave was “non-disciplinary.”MKO hired PKBW Group to do the audit and review following the resignation of the organization’s chief financial officer and the completion of a draft audit by the finance department. The draft audit was presented to MKO’s chiefs during their annual general meeting last month.“All four staff will be participating in an internal review process and MKO anticipates the internal review will identify and strengthen internal processes and protocols for the organization,” said MKO in the statement.
EDMONTON — Thousands of jobs in the oil patch are at risk if governments try to impose the wrong approach to cutting back a highly potent greenhouse gas, says an industry lobby group.“Let’s take the best opportunities as opposed to being very prescriptive,” Tim McMillan, head of the Canadian Association of Petroleum Producers, said Monday.The federal and Alberta governments, with industry support, have announced plans to reduce emissions of methane by up to 45 per cent by 2025.Methane is a greenhouse gas considered about 30 times more potent than carbon dioxide. Reducing emissions by sealing off leaks and other releases during energy extraction is considered to be one of the easiest and most cost-effective ways to reduce greenhouse gas emissions.While the province is still considering its approach, Ottawa released draft regulations in the spring.Environment Canada says its rules would cost about $3.3 billion over 18 years, offset by $1.6 billion in recovered and saleable gas.But in slides prepared for a meeting with Environment Canada and released to Greenpeace under freedom-of-information legislation, industry pegs the tab at $4.1 billion over eight years.Energy producers want to reduce that difference through flexibility, said McMillan.Inspections of wells and other facilities should be focused on sites that are likely to yield the highest reductions, he said.“A blunt instrument would say that all sites, no matter high risk, low risk, big, small, would need to get inspected three times a year.”But companies should be allowed to focus on “high-risk, high-consequence” sites and inspect others as little as once annually, he said.The slides suggest industry’s plan could achieve 70 per cent of the reductions at one-third the cost. It would, however, cut about two fewer megatonnes of methane.Industry also wants to be able to average out reductions over the entire industry. McMillan argues that for some processes, such as ones used for heavy oil in Alberta, methane reduction is harder.“The technology doesn’t exist to have the same reduction ability as it does in other parts of the province. We can have a geographic challenge or opportunity where we can maybe invest more heavily for the bigger prize.”Recent research suggests heavy oil sites emit 50 per cent more methane than what industry estimates. McMillan said that research isn’t conclusive.Keith Stewart, climate campaigner with Greenpeace, suggested industry is inflating the costs of the government’s proposed approach.“The provincial government needs to reject the oil lobby’s request to set their own rules on when and how they inspect their facilities. We need clear, well-enforced rules on methane because a so-called flexible approach hasn’t worked.”The petroleum producers say their approach would cost the industry as little as $700 million over eight years.In a release, they say it would also lead to $710 million reinvested in Alberta and “prevent the cumulative loss of nearly 7,000 jobs.”Both industry and government may be underestimating the cost of methane reduction. The same paper that concluded heavy oil sites were releasing more methane that previously thought concluded Alberta would have to cut almost twice as much of the gas as it planned to meet the 45 per cent target.Industry still believes the goal is reachable, said McMillan.“We’ve been investing in methane reduction and seeing real gains. I’m quite confident we have a grasp on what the opportunities and the costs of those opportunities are.”— Follow Bob Weber on Twitter at @row1960
The Sri Lankan Navy chief is on an official visit to India from January 29 to February 2. The visit is aimed at consolidating bilateral naval relations between India and Sri Lanka as well as explore new avenues for naval cooperation. Speaking to the media in India, he asserted that Chinese presence in Sri Lanka was purely for economic reasons.“We have also invited Indian firms,” he said. The Government has asserted that the Chinese presence in Sri Lanka is purely for economic reasons.Sri Lanka assured India that neither will its land nor water around it be used for any activity against Indian interests, amid increased Chinese naval forays into the Indian Ocean, the Press Trust of India reported. “We assure the Indian government that nothing against India will happen in Sri Lankan land and waters around it,” Sri Lankan Navy chief Vice Admiral R C Wijegunaratne said when asked about the docking of Chinese submarines in Sri Lanka. Wijegunaratne said security at the Colombo Port City (renamed Financial City) would be entrusted to the Sri Lankan Navy and not the Chinese as is being speculated.He also hoped that training of Lankan defence personnel at the Defence Service Staff College at Wellington in Tamil Nadu will restart. (Colombo Gazette)
VANCOUVER — Homeowners groups in British Columbia will soon be able to fine owners or residents up to $1,000 a day for defying the corporation’s bylaws on short-term rentals.The B.C. government says the regulations for the so-called strata corporations will be changed as of Nov. 30 to help the associations address short-term rentals, such as those arranged through Airbnb and other vacation websites.Housing Minister Selina Robinson says in a news release that it’s common to hear stories of long-term renters losing their homes when units are pulled out of the market to be used as short-term rentals.You might have to pay tax on that — How Uber, Airbnb and Bitcoin could affect your returnVancouver’s hot housing market just got tougher for wealthy ChineseB.C. readies housing affordability plan amid skyrocketing home prices and soaring rentsRobinson says her government is supporting strata corporations to deal with the noise and security issues that can sometimes come with short-term rentals, and also preserve rentals for the long term.Strata corporations can pass bylaws that restrict or ban short-term rentals and fine owners or residents who aren’t complying, but the maximum fine is currently $200 a week.Nearly 1.5 million people in B.C. live in strata housing, where the governing corporation is made up of the owners in the housing complex.“Short-term rentals are a huge concern to strata corporations,” says Sandy Wagner, president of the board of directors of the Vancouver Island Strata Owners Association, in the release.“The wear and tear on the common property, as well as the security concerns caused by a steady stream of unknown occupants are just a few of the reasons why (the association), on behalf of our members, is pleased to support the proposed amendments … which will permit strata corporations to assess fines at a real deterrent level.”Airbnb spokeswoman Lindsey Scully says in a statement that when hosts sign up on the website, they must certify that they will comply with local rules before they list their space. The site also has a hosting responsibilities page that reminds people to check their local laws and regulations and includes additional information and resources, she says.“The overwhelming majority of Airbnb hosts and guests are good neighbours and respectful travellers,” she says. “We want to do everything we can to help our community members be good neighbours in places they call home.”
As more than 100 countries prepare to celebrate World Teacher’s Day Monday, a new collection on innovative education practices, International Perspectives on English Language Teacher Education: Innovations from the Field, offers some valuable perspectives on English Language teaching and teacher training.The theme for World Teacher’s Day this year—“empowering teachers, building sustainable societies”— resonates with the editor of the collection, Thomas Farrell, a professor in the Department of Applied Linguistics at Brock University.For Farrell, empowering teachers has been a lifelong mission, stretching back to his own experiences as an ESL teacher in the 1970s. He went on to train ESL teachers in Korea and Singapore before coming to Brock 12 years ago.Sustainability, a key issue in Teachers of English to Speakers of Other Languages (TESOL) training, is also central to Farrell’s research. In spite of the high demand for English language teachers around the world, roughly 50 per cent of novice TESOL teachers leave the profession within three to five years. Farrell believes that attrition rates can be reduced or even eliminated if the innovations outlined in this collection are adopted or adapted by other educators who want to help prepare ESL teachers for the reality of what they will face in their classrooms.Thomas FarrellMany of the innovations centre around collaboration and reflective practice. Farrell, whose ongoing research on reflective practice and novice ESL teacher experience is currently funded by a SSHRC Insight Grant, was not surprised to see this theme emerge.“Teacher educators from Canada to New Zealand to Singapore to Australia to South Africa saw the need to encourage and promote reflective practice for ESL teachers,” Farrell points out. “Teachers can become more empowered by engaging in reflective practice to examine their philosophy, beliefs, values, theories, principles and classroom practices so that they can become and remain effective teachers.”International Perspectives on English Language Teacher Education: Innovations from the Field was published by Palgrave Macmillan in June of 2015.
Private schools have been told to open up their swimming pools to local primaries as part of a new Government plan to boost swimming lessons.It comes amid concern about levels of child obesity, with more than 22,000 dangerously obese children leaving primary school this year.Almost half of pupils are unable to swim the required 25 metres by the time they leave primary school, even though swimming lessons are a compulsory part of the national curriculum. The Education Secretary, in partnership with the Independent Schools Council (ISC), is urging private schools to help children from neighbouring state primaries learn to swim by allowing them to use their sports facilities.–– ADVERTISEMENT ––Headteachers should also encourage a “culture of healthy competition”, Damian Hinds said, after a Government survey from earlier this year showed that almost half of all state primaries offer no competitive sports events such as a school sports day.72 per cent of primary schools use public facilities for their swimming, while a quarter use their own pool or another school’s pool.Just over half of private schools already share their facilities with other schools, as well as some offering coaches to local primary schools. Mr Hinds said: “As a parent I want my children to enjoy swimming as part of an active lifestyle, and as Education Secretary I want to make sure our children grow up safe and water confident.“Many independent schools are already doing this but others can and must do more to help every child in their community.“And as these partnerships develop, I hope to see some healthy competition between and within schools so that children can not only have the health benefit of swimming, but the team spirit and personal development that comes from competitive sport.”The number of 10 and 11-year-olds classed as severely obese, the most overweight scale, in the final year of primary school is also nearly double that of those in reception. More than 22,000 out of 556,000 of children in Year 6 are classed as severely obese, a significant increase on the 15,000 four and five-year-olds in the category.The Local Government Association (LGA), which obtained the figures earlier this year, said this showed children were gaining weight at a drastic rate as they went through school. Headteachers should also encourage a “culture of healthy competition”, Damian Hinds said Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings.
The German team Frisch Auf Goppingen extended contract with the Danish line-player Jacob Bagersted.Bagersted came to Goppingen in 2017 from SC Magdeburg. The 30-years old Dane had a good season alongside Croatian line-player Kresimir Kozina, with whom built one of the strongest pair on the line at DKB Bundesliga.His new contract last until 2021.Bagersted has played previously at domestic Ajax, AG, Aalborg… Frisch Auf Goppingenhandball transfersJacob Bagersted ← Previous Story Michal Szyba to Cesson Rennes Next Story → Robert Hedin to lead USA handball team
Irish beaches left covered in rubbish after thousands soaked up the sun Broken bottles, dirty nappies, discarded shoes, towels and backpacks were left behind on a Cork beach. By Hayley Halpin http://jrnl.ie/3452275 96 Comments Fair play to @Fingalcoco out cleaning Portmarnock beach this fabulous morning. Just a shame people continue to leave their rubbish behind! pic.twitter.com/uA2Hfcz17S— Siobhan O’Connor (@leinster2009) June 18, 2017 Share343 Tweet Email5 Monday 19 Jun 2017, 4:25 PM Jun 19th 2017, 4:25 PM SOME BEACHES ACROSS Ireland were left in dire conditions after the warm weather this weekend.One Cork photographer captured photos of rubbish left on a local beach this morning.Images taken by Howard Crowdy of Myrtleville beach, 20km south of Cobh, Cork, show bins overflowing with rubbish, with items scattered along the walkways and sand.Broken bottles, dirty nappies, discarded shoes, towels and backpacks were left behind by beachgoers.Temperatures hit 26 degrees in some parts of Ireland over the weekend and the warm weather saw thousands take to beaches along the coasts to soak in the sun. The scenes at Myrtleville beach this morning mirror the state of many beaches across Ireland after this weekend.Local independent councillor Diarmuid O’Cadhla told TheJournal.ie: “Unfortunately, there are a certain minority of people who think they can be disrespectful and leave stuff behind them when they go out for a day and it’s just not nice.”They should be ashamed of themselves.“They wouldn’t like a visitor to come to their front room and leave their rubbish behind and walk away, so why did they treat a public space in that manner?,” O’Cadhla said.“We have all probably heard stories about running across beaches and then all of a sudden someone steps on a broken bottle or a nail. It can be dangerous. It doesn’t cost anyone anything to behave properly.”According to O’Cadhla, the issue was address at a Cork County Council meeting this morning, but no significant resolution was found.An Taisce’s Clean Coast organisation said that over 15 tons of marine litter was cleaned off Irish beaches at the start of June during the Coca-Cola Clean Coasts week, which encourages beach clean-ups.“Seeing this destruction of stuck a stunning beach is terribly saddening especially as it follow a week where Clean Coasts programme engaged over 2300 volunteers helping to clean up their local beaches,” Sinead McCoy, Coastal Communities Manager at Clean Coasts said.“We would like to encourage as many people as possible to clean up and to take up the rubbish they have taken to the beach home with them.”Meanwhile, Fingal County Council took to Portmarnock beach in Dublin to clean up the weekend’s rubbish this morning: Short URL Image: Howard Crowdy/Carrig News Source: Siobhan O’Connor/Twitter 58,368 Views Image: Howard Crowdy/Carrig News Read: Temperatures to reach 26 degrees today as fine spell to stay well into next weekMore: Residents hit out at ‘disgusting’ illegal dumping in Dolphin’s Barn Tweet thisShare on FacebookEmail this article
What do you get when you combine a popular 1990s toy with a modern intelligent personal assistant? The nightmare that is Furlexa.“I thought I’d make Furby a little less annoying and give him an upgrade with a real brain,” engineer and designer Zach Levine wrote in a blog post.Using a Raspberry Pi Zero W and Amazon’s Alexa voice service software, Levine converted a nearly 20-year-old novelty into a hairy speaker.Furby sans fur and carapace (via Zach Levine)Released in 1998 by Tiger Electronics, the gremlin-esque creature rose to odd prominence, becoming the must-have toy of the holiday season.Fresh out of the box, the robots all speak the fabricated language Furbish. Over time, though, the doll is programmed to “learn” English words and phrases.Hasbro revived the creepy plaything in 2005 with the Emoto-Tronic Furby, with voice recognition and more complex facial movements. A version with LCD eyes and a companion app arrived in time for the 2012 shopping season.Furbies are unsurprisingly super hackable, consisting of a microprocessor, microphone, speaker, infrared and light sensors, and a single motor.“This is what piqued my interest,” howchoo’s Levine said of the elaborate system of gears and cams that drive Furby’s ears, eyes, mouth, and rocker. “It would be easy to install a small Raspberry Pi computer inside of Furby, use it to run Alexa, and then track Alexa’s output to make Furby move.”Which is exactly what he did.Follow Levine’s detailed instructions to build your own Furlexa. (Or don’t, because you’ll end up miserable and alone, with only an animatronic speaker for company).Furby’s small size was the biggest limitation (via Zach Levine)“The guide is not overly complex—all you need is some light soldering and the ability to Google things (like how to solder),” he wrote.Levine spent about $50 (including a $15 eBay Furby) and the better part of a year creating the pint-sized cyborg. Furby’s small size, he said, was the biggest limitation: The wireless Raspberry Pi Zero W didn’t exist when he began the project.Are you reckless enough to build your own Furlexa? For the love of God, don’t tell us; share your experience with Levine on howchoo. And then take some time to think about what you’ve done. Man Creates Playable Organ From Furby Bodies, Summons Satan, Dooms HumanityTattletail is a 90s Furby Holiday Nightmare Stay on target Let us know what you like about Geek by taking our survey.
Dragon Ball FighterZ — aka the Dragon Ball Z fighting game you’ve always wanted — releases at the end of the month. To prepare folks for what is sure to be one of 2018’s biggest titles, Bandai Namco is holding an open beta next week. Unlike last summer’s closed beta, this open beta is feature rich; with a lot of characters and stages to choose from. It also has a nice variety of modes, giving players a good idea of what to expect in the final product.New characters include Beerus, Nappa, and Adult Gohan. Goku, Kid Buu, Android 18, Frieza, Cell, Krillin, Vegeta, and Piccolo were available in the closed beta. Selectable stages include Planet Namek, World Tournament Arena, West City, Volcano, Wasteland, Cell Games Arena, and Rocky Fields (evening). Expect a practice mode along with World Match and a Replay Channel. Other features include Stamps, rankings, lobby avatar customization, and two “dramatic” scenes.EARLY ACCESS for FighterZ who pre-ordered digitally on X1 or PS4. Starts Jan. 13 from midnight to 11:59pm PST!Open Beta for ALL starts Jan.14 at midnight & ENDS at 11:59pm PST on the 15th!#DBFighterzBETAPre-order your copy: https://t.co/qBSpAZa7qh pic.twitter.com/6kW8DO4LQc— Bandai Namco US (@BandaiNamcoUS) January 9, 2018The open beta kicks off on January 14 at 12 am PST and concludes on January 16, 12 am PST. Those who’ve pre-ordered the game can get in on the action a day early on January 13, 12 am PST.Personally speaking, I’m glad they’ve included a practice mode this time around. This is a perfect way to try out combos and super moves without getting bodied during a live match. I also like the large number of playable characters. The closed beta was only available during specific times of day. Considering Bandai Namco didn’t list any times, we have to assume the open beta will be available to play at any time during the two (or three) days the beta is live.Dragon Ball FighterZ releases on January 26th for PC, PS4, and Xbox One. You can pre-order it now from Amazon. Stay on target Let us know what you like about Geek by taking our survey. No, Solid Snake Isn’t Coming to ‘Tekken’Watch These Fighting Games at EVO 2019
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Catalyst PT image courtesy of C-RAD News | Proton Therapy | August 06, 2019 IBA Signs Contract to Install Proton Therapy Center in Kansas IBA (Ion Beam Applications S.A.) recently signed a contract and received the first payment for a Proteus One solution… read more Related Content Image courtesy of ElektaJanuary 20, 2015 — American Shared Hospital Services (AMS) announced that physicians have begun treating patients with the Gamma Knife Perfexion system AMS supplied to PeaceHealth Sacred Heart Medical Center at RiverBend, Springfield, Oregon.The Gamma Knife Perfexion, manufactured by Elekta, maintains full clinical compatibility with the Gamma Knife and is supported by efficacy and outcome data from 600,000 treated patients worldwide and thousands of peer-reviewed scientific articles. Elekta estimates that the fully automated and efficient single push-button approach can save 3-5 working weeks of physician time per year at an average Gamma Knife center.For more information: www.ashs.com FacebookTwitterLinkedInPrint分享 News | Radiation Therapy | August 16, 2019 Drug Accelerates Blood System’s Recovery After Radiation, Chemotherapy A drug developed by UCLA physician-scientists and chemists speeds up the regeneration of mouse and human blood stem… read more News | Patient Positioning Radiation Therapy | August 07, 2019 Qfix kVue One Proton Couch Top Validated by Mevion Medical Systems Qfix and Mevion Medical Systems announced that a special version of the kVue One Proton couch top is now both validated… read more News | Radiation Therapy | August 15, 2019 First Patient Enrolled in World’s Largest Brain Cancer Clinical Trial Henry Ford Cancer Institute is first-in-the-world to enroll a glioblastoma patient in the GBM AGILE Trial (Adaptive… read more The MD Anderson Proton Therapy Center expansion is expected to be completed in 2023. Rendering courtesy of Stantec. News | Brachytherapy Systems | August 14, 2019 Efficacy of Isoray’s Cesium Blu Showcased in Recent Studies August 14, 2019 — Isoray announced a trio of studies recently reported at scientific meetings and published in medica read more News | Proton Therapy | August 08, 2019 MD Anderson to Expand Proton Therapy Center The University of Texas MD Anderson Cancer Center unveiled plans to expand its Proton Therapy Center during a… read more The top piece of content in July was a video interview explaining how Princess Margaret Cancer Center is using machine learning to create automated treatment plans. This was a hot topic at the American Association of Physicists in Medicine (AAPM) 2019 meeting in July. Feature | August 05, 2019 | Dave Fornell, Editor Most Popular Radiology and Radiotherapy Topics in July 2019 August 5, 2019 — Here is the list of the most popular content on the Imaging Technology New (ITN) magazine website fr read more News | January 20, 2015 Patients Begin Receiving Treatment with Gamma Knife Perfexion System Product supplied by AMS to PeaceHealth Sacred Heart Medical Center News | Radiation Therapy | August 02, 2019 Varian Showcases Cancer Care Systems and Software at AAPM 2019 Varian showcased systems and software from its cancer care portfolio, including the Identify Guidance System, at the… read more News | Patient Positioning Radiation Therapy | August 15, 2019 Mevion and C-RAD Release Integration for Improved Proton Therapy Treatment Quality Mevion Medical Systems and C-RAD announced the integration between the C-RAD Catalyst PT and the Mevion S250i proton… read more News | Radiation Oncology | July 31, 2019 Laura Dawson, M.D., FASTRO, Chosen as ASTRO President-elect The members of the American Society for Radiation Oncology (ASTRO) elected four new officers to ASTRO’s Board of… read more Following radiation, the bone marrow shows nearly complete loss of blood cells in mice (left). Mice treated with the PTP-sigma inhibitor displayed rapid recovery of blood cells (purple, right). Credit: UCLA Broad Stem Cell Research Center/Nature Communications
Somehow, Jeannette Gamboa didn’t cry.When her daughter Catalina Cervantes won a pair of gold medals in tennis at the recent Special Olympics in Los Angeles, California, the athlete’s impressive feat was nearly matched by her mother’s incredible ability to contain the tears.“People ask how could I not cry and its because I was too busy smiling,” she said. “I’ve already seen enough tears.”For Gamboa and her daughter, who was born with Down syndrome, the struggles have been plenty. When Catalina was born with heart and respiratory complications, doctors said she probably wouldn’t live past 10 months. One of Gamboa’s own sisters, who works as a doctor, told her to prepare for the worst when the girl was just three months old and complications continued.Now Catalina is 26, and she was recently part of a historic medal grab at the Special Olympics World Games in Los Angeles, which saw Costa Rica set a national record with 207 medals. Gamboa went to the United States with her husband, Edgar Cervantes, and older daughter Mariela Cervantes to cheer on Catalina as she snatched medals in singles and doubles tennis competitions.“When you’re the mother of a special needs child all battles turn into achievements,” Gamboa said. “It all becomes worth the pain.”From their living room in Escazú, where paintings from well-known Costa Rican artist Rafa Fernández adorn the walls, mother and daughter reflected on an emotional past year. Alberto Font/The Tico TimesA car accident took the life of Gamboa’s 18-year-old niece in April, making Saturday her sister’s first Mother’s Day without her daughter.“I said to dad that I don’t want to say Happy Mother’s Day to my aunt when her daughter is in heaven and not here,” Catalina said. Despite the recent family tragedy, the tennis star wears a smile that opens up the faces of everybody around her in sparkling chain reaction. Gamboa said the family has been able to learn more from Catalina’s attitude than anything else.“We’re not her motor, she’s our motor,” Gamboa said.Catalina works five hours a day on weekdays at Luleid Kindergarten in Escazú, getting up at exactly 5:30 a.m. (She is the most punctual person in the world, her mother likes to say.) But Catalina has a mischievous side, too. Gamboa called her star athlete, “the family party girl,” and said if she goes out on a Friday night, she’ll sometimes leave a note saying, “I’m going out. I took beers from the fridge. Don’t wait up for me.”On top of work and a busy social life, Catalina also practiced tennis at a local academy for four hours each day leading up to the Special Olympics, which ran from July 25 to Aug. 2. Considering her dominance at the Games, its astonishing to learn that she starting playing tennis at age 21. And she started getting private lessons less than two years ago.Catalina hopes to compete again in the 2019 games, which will be in Germany and Austria.Gamboa said the process of qualifying for the games, let alone winning them, is much more demanding than outsiders assume. From her smartphone, she showed a picture of Catalina’s foot covered in bruises while competing in the recent Olympics.With the worried mother in the stands in Los Angeles, Edgar and Mariela had to calm Gamboa down so she wouldn’t hover over Catalina’s coach with questions about her daughter’s health.Through that pain, Cervantes’ haul of gold medals at the games just weeks before Mother’s Day made her mom all the prouder. Gamboa smiled widely, seated next to her daughter.“There is no better gift.” Facebook Comments Related posts:Mom raises family by day, studies crime fighting by night Brazilian street artist creates World Cup’s first viral image All 32 World Cup national slogans, graded and (in some cases) improved World Cup fervor begins winning out over opposition in Brazil as tournament begins
Days after Qantas launched its inaugural flight from Sydney to Santiago, Aerolíneas Argentinas has announced new non-stop direct flights between Sydney and Buenos Aires. Effective 1 July 2012, the airline will operate three weekly frequencies between Australia and South America with two additional frequencies commencing in December of this year. The carrier said it made the decision to commission these direct flights after careful assessment of their long-haul network, and according to the airline’s president Mariano Recalde, the new routes will play an important role in the airline’s engagement in the South Pacific. “Aerolíneas Argentinas is committed to continue serving the South Pacific, becoming the best option for passengers flying to Argentina and other South American destinations, focusing our main efforts in increasing nonstop frequencies,” the carrier’s head said. Aerolíneas is also seeking to capitalise by reallocating capacity to markets that have been garnering immense traffic figure increases in recent years, such as the Latin American markets. Qantas Airlines Group executive commercial Rob Gurney said Santiago is one of the region’s most dynamic business centres and acts as a perfect hub for connecting Australians to the rest of the continent.“There are strong ties between Australia and South America, with growing visitor numbers, mutual investment and an Australia-Chile free trade agreement in place,” Mr Gurney said.What do you consider to be the best option for air travel to South America? Source = e-Travel Blackboard: P.T
Borrowers Costs credit history Lenders Loan Quality mortgage Portfolio QM 2019-01-11 Radhika Ojha in Daily Dose, Featured, News, Print Features Share January 11, 2019 2,152 Views Editor’s note: This feature originally appeared in the January issue of MReport, out now.A pro football team prepares for the big game by training, watching team videos, examining stats, eating and sleeping well, and practicing plays ad nauseam. Fans get ready by purchasing team apparel to wear on game day, planning their tailgates, and placing wagers based on what they have seen all season. Fans will be ranking teams by those that don’t stand a chance, the ones that are bankable powerhouses, and the teams that are full of surprises. In the lead up to the big game, people generally feel pretty sure about what the outcome might be—whether it’s good or bad. Then the game begins, and anything can happen.While many fans and sportscasters THINK they know what the outcome will be, no one knows. And, if you are a betting man, all you can do is go with your gut. The teams, on the other hand, have to adjust their game as the quarters unfold and things happen. Injuries, bad calls, and unforeseen plays—a good team stands ready for all these things and reacts. With luck, anticipation, and preparation wins the game.As 2019 takes shape, there are many things mortgage lenders should anticipate and prepare foras well. In our industry, winning the big game is akin to keeping your pipeline filled, keeping costs in check, and closing more loans. But, given the emerging trends that are expected to take hold this year, that may not be such an easy task. That’s precisely why preparation is essential.Assessing the Field ConditionsThe first step to proper preparation is understanding what you are up against. What are the things that may impact your game that are out of your control? A football team takes the weather and the condition of the field into account, among other things. Mortgage lenders must weigh industry forecasts. The Mortgage Bankers Association (MBA) anticipates home purchase originations to increase each year from 2019-2021, and that pace should continue to increase beyond the forecast horizon, given the wave of millennial buyers beginning to hit the market. In addition, MBA Chief Economist Mike Fratantoni said the Fed is expected to raise the federal funds rate three times in 2019, bringing the fed funds target to 3 percent. The MBA also expects the 10-year Treasury rate to increase to 3.4 percent and then level out, bringing 30-year mortgage rates to 5.1 percent.The mortgage industry continues to be challenged by the ongoing drop in origination volume and significant margin compression. This has resulted in lenders seeing an increase in costs coupled with extremely competitive pricing to capture loan volume that, in turn, is depressing volume. The 2019 field conditions for the mortgage industry are less than stellar.Writing the PlaybookJust as a football team sizes up its competition in terms of its strengths, weaknesses, accomplishments, and failures, so too should the mortgage industry examine how things are evolving regarding technological advances and the underlying factors contributing to an increase in fallout.Digital Mortgage – Up until the past year or so, lenders have been mainly focused on all things compliance related. However, that changed dramatically in 2018 as the industry developed a new, laser-sharp focus on technology–and that obsession is expected to continue throughout 2019. Application programming interfaces (APIs) will help the industry make great technological strides this year.APIs facilitate the use of shortcuts among programmers who are in the business of building new software. This is especially important in the mortgage industry, where many existing platforms and programs must be retrofitted with automated programs—something made possible through the use of APIs. The fact is, mortgage lenders today use multiple vendors and communication between vendor programs is not a luxury, but a necessity. Otherwise, loans cannot be processed accurately or on time. All of this means APIs have become a vital component of mortgage lending’s digital future. Automation–With mortgage fraud on the rise, lenders are searching for tools to minimize their risk more effectively. Automation is helping to accomplish this by making incidents of fraud easier to detect. Assets, income, and credit histories can all be obtained through technology now, which is eliminating the need for borrowers to submit information and possibly tamper with information. Technology is also helping lenders identify red flags earlier. It can provide an alert if the borrower information is inconsistent if there are issues with a Social Security number’s date or state of issuance if address records are inconsistent with employer addresses, and more. Increasing Fallout—As interest rates have risen, refinances have diminished considerably. Add to that the fact that not everyone who applies for a mortgage, qualifies for a mortgage. LendingTree recently did a study of 10 million mortgage applications. Credit history and debt were the most significant barriers to home application approval, which were each responsible for 26 percent of denials.This combination of factors is causing significant fallout. And currently, lenders pay for this fallout—meaning they are paying for the applicant’s credit report. In other words, when an applicant doesn’t qualify, and the loan doesn’t close, the lender doesn’t recoup the cost for the credit report. So, as fallout increases, so do the associated costs, and it is the lender who is bearing that financial burden right now.Suiting Up“Proper preparation prevents poor performance.” —Charlie Batch, Former NFL QuarterbackAs I mentioned before, to win the big game in 2019, it is imperative for lenders to keep their pipelines full, reign in costs, and close more loans. Here are some ways to get your team game-day ready for whatever this year may throw at your lending operation:Building your pipeline: To find more potential applicants, you should look for a lead source that doesn’t require any minimums. No minimums will make your lead generation efforts more affordable. Today’s lead generation programs let you select lead attributes based on credit scores, location, LTVs, bankruptcies, etc. And, these programs don’t even require you to design a marketing piece. You can select a design from a library of mail piece options, and a printer will produce your selection, and a mail house will send them to your prospect list. It’s as easy as that!Retain your portfolio: The market will consolidate next year, so it is important to be vigilant and make sure that you are poised to succeed by adjusting your approach whenever necessary. To that end, you must ensure you keep the customers you already have. Use the technology that is available today to monitor your portfolio and to be alerted if any of your borrowers are shopping for a refinance or a new mortgage.Reduce costs: One way lenders can be savvier when it comes to spending is by utilizing a feature that allows loan officers only to pull a credit report from just one credit bureau. Then, requirements can be set, and if they are met, the two additional bureaus reports can be obtained. This process is a more fiscally responsible way to obtain credit.Assist declined applicants: If you have an applicant who is close to qualifying for a mortgage, consider contacting your verifications provider for a more detailed review of the file. They might notice something that you cannot readily see. The truth is, even those who have been in the industry a long time do not always think of everything. Sometimes a fresh perspective can shed new light on a file that reveals simple changes that could be made to qualify the borrower.Let the applicant know that by becoming informed and working on their credit score, they could qualify for a mortgage down the road. There is a program available right now that will help you:Secure and retain incremental mortgage loan prospects over the long term through consumer credit score education.Equip your loan officers with a solution that helps consumers set a plan with meaningful actions on how to reach a qualifying credit score.Reduce stress through increased transparency—receive instant alerts when your prospect is qualified.Increase revenue with higher application-to-close rates by keeping the consumer engaged.Any football team will tell you that some seasons are more difficult than others. To be sure, 2019 promises to be a challenging one for the mortgage industry. Between evaporating refis, rate increases, lagging originations, and rising costs, lenders must be more strategic than ever and truly up their game to not just survive, but thrive, in the coming year. So, be sure to use all the tools at your disposal to tackle these issues head-on. Reach out to your verifications provider and ask them what resources and technology solutions they can offer you to capture more leads, better manage costs, and close more loans. Because when you anticipate what could happen, and prepare for those scenarios, your chances of winning the big game are far greater. The Mortgage Playbook
In spite of the financial meltdown, a global credit crunch and the U.S. election year, SeaDream Yacht Club continues to sell well with affluent consumers and has published an update of 2009’s Caribbean winter and European summer itineraries for those travelers who are planning ahead.Commenting on the economic implosion, Larry Pimentel, President, CEO and Co-Owner of award-winning SeaDream Yacht Club, stated “Bookings for 2008 continue to sell briskly at good yields and 2009 shows a strength that belies the economic headlines.”Turning to itineraries for next year he said “As in previous years, 2009 will find our small, sleek, 50-couple yachts sailing in the Caribbean in the winter months and European waters in the summer. They will call not only at vibrant port cities (for pre- and post-voyage visits), but at small and exclusive seaside towns and villages where the big passenger ships can’t go.“Calling at small yachting ports is a specialty of ours,” Pimentel said.In the Caribbean from January through April of 2009, the two SeaDream mega- yachts will sail in the British Virgin Islands, U.S. Virgin Islands, Puerto Rico’s Virgin Islands, French West Indies, Netherlands Antilles and the Windward and Leeward Islands. Embarkation and debarkation ports include convenient and accessible air gateways—San Juan, St. Thomas, Antigua, St. Maarten and Miami on a westbound transatlantic crossing.In Europe from May through October 2009, SeaDream I and II will sail in the Mediterranean, the Adriatic Sea, the Aegean Sea, up into Croatia and even down to Tunisia. Embarkation ports include Barcelona, Seville, Tenerife, Lisbon, Nice, Monte Carlo, Rome, Venice, Athens and Dubrovnik.SeaDream will also call on the ports of Miami, Palm Beach and Key West in 2009.New ports in 2009 for SeaDream’s Caribbean sailings are: Dewey, Culebra (Puerto Rico’s Virgin Islands); Honeymoon Beach and Water Island (U.S. Virgin Islands); Cooper Island (British Virgin Islands); Coconut Grove, Nevis, Samana (Dominican Republic) and Deshaies (Guadeloupe). Many Caribbean port calls include “overnights” as at chic St. Barts where SeaDream guests can enjoy the lively restaurant and nightlife scene.SeaDream is also offering more active land options in the Caribbean. Examples are bone fishing off Anegada, rainforest hikes on Nevis, in addition to kayaking, biking, deep water fishing, small catamaran racing, beach horseback riding, golf (at Anguilla’s new upscale golf course) and swimming in a bioluminescent bay in Puerto Rico’s Virgin Islands.New ports for 2009 for SeaDream’s European sailings are: Formentera (Spain); Lipari, St. Margherita, Trieste (Italy): Le Lavandou, Antibes, Port Vendres, Sete, Bandol and Menton (France); Piran (Slovenia); Vis (Croatia); La Goulette, Tunis (Tunisia); Katakolon, Elafonisos, Aigina, Chania, Crete (Greece);and Ponta Delgada (the Azores).The European schedule includes more calls at what has been termed the “new” Mykonos—Naousa village on the Greek island of Paros. There’s also the possibility of combining the Greek Islands with the Croatian coast on voyages between Venice and Athens.All details from January through December 2009 for SeaDream’s award-winning mega yacht cruisers SeaDream I and II may be found on its website—www.seadream.com.Pimentel added: “Yes, the worldwide economy is sobering for all. Yet, intelligent marketers of all kinds of luxury travel products should not give way to panic but rather offer highly measurable value to those consumers who refuse to hit the panic button.”
Jailed former Paphos mayor Savvas Vergas on Wednesday pleaded guilty to corruption charges relating to overcharging at waste-management plants in Paphos and Koshi, Larnaca.Vergas, currently doing a six-year stint on similar charges, will be sentenced on April 5.On Wednesday, he pleaded guilty to four charges including bribery and abuse of authority.He also said he would give real estate to the state, belonging to companies he owned. Their value will be assessed with the assistance of the anti-money laundering unit.The disgraced former mayor was among a group of high-profile arrests last year including the then mayor of Larnaca Andreas Louroudjiatis.Apart from Louroudjiatis and Vergas, the authorities charged Larnaca municipal employees Demetris Patsalides, Stelios Papadopoulos, and Christos Petrou, civil servant Michalis Pantis, pensioners Antonis Kourouzides, Georgios Koullapis, and Demetris Giannakopoulos, doctor Nicolas Koullapis, former Paphos Sewerage Board director Eftichios Malekkides, civil engineer Imad Bagle, chemical engineer Theofanis Lolos, and companies Enviroplan Consultants & Engineers, Helector Cyprus Ltd, and N.E. Midoriaco Ltd.Malekkides is also serving a six-year prison sentence with Vergas.The defendants face charges of bribery, conspiracy, fraud, money-laundering, abuse of power and forgery.Helector is the company at the centre of the waste management scandal.As operator of the two landfills – one at Marathounda, Paphos, the other at Koshi, Larnaca – the company is alleged to have overcharged municipalities – and ultimately the taxpayer – by reporting higher waste volumes while public officials looked the other way in return for skimming off the top.The trial continues on May 9.Vergas and Malekkides were jailed in 2015 after they pleaded guilty on charges of conspiracy to commit a felony, corruption and bribery, in connection to the Paphos Sewerage Board (SAPA) scandal.The offences took place between 1999 and 2014.Vergas admitted to receiving €520,000 in bribes and Malekides pleaded guilty to receiving €498,000. Both have returned immovable property and cash in a bid for leniency.The pair had been receiving kickbacks from construction companies in return for contracts.The scam saddled the municipality, and subsequently the taxpayer, with extra costs due to often-unnecessary additional work on the project. The project came in some €40m over budget.A separate trial is underway in Paphos, of five people also implicated in the affair.The defendants in the trial are former mayor – and former MP with socialists EDEK – Fidias Sarikas, former Paphos municipal councillors Giorgos Michaelides, Efstathios Efstathiou, and Vasos Vasiliou, and sitting councillor Giorgos Shailis. They face charges of receiving bribes from private contractors who won SAPA contracts.Vergas was used in the trial as a prosecution witness.You May LikeLuxury Crossover SUV I Search AdsThese SUVs Are The Cream Of The Crop. Search For 2019 Luxury Crossover SUV DealsLuxury Crossover SUV I Search AdsUndoHeart Failure Treatment | Search AdsThe Early Signs Of Heart Failure. Search Acute Heart Failure TreatmentHeart Failure Treatment | Search AdsUndoFigLeaf Beta AppFigLeaf brings You 3 Easy Steps to Privacy on Your Terms…FigLeaf Beta AppUndo Concern over falling tourism numbersUndoTurkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoIsraeli rape suspects freed, woman who alleged assault arrested (Updated)Undoby Taboolaby Taboola
Schools across Cyprus opened their doors to thousands of pre-primary and primary school pupils on Monday morning, following secondary schools, which opened last week.In total, 332 primary schools, 271 public kindergartens, nine special-education schools and 102 special-education units within primaries and kindergartens will host over 50,000 pupils.Newcoming first-graders numbered 8,501, while total teaching staff was 4,398.Special-ed teachers accounted for 747, and kindergartens were staffed by 785 teachers.Early on Monday, President Nicos Anastasiades wished all pupils well at the start of the new school-year.“A wish for children starting a new school-year: May your dreams become reality,” the president tweeted.“Your teachers will see to it.”You May LikeDr. Marty ProPower Plus Supplement3 Dangerous Foods People Feed Their Dogs (Without Realizing It)Dr. Marty ProPower Plus SupplementUndoUltimate Pet Nutrition Nutra Thrive SupplementAdd This One Thing To Your Dog’s Food To Help Them Be HealthierUltimate Pet Nutrition Nutra Thrive SupplementUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndo Concern over falling tourism numbersUndoTurkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoOur View: Argaka mukhtar should not act as if he owns the beachUndoby Taboolaby Taboola